Global Opportunities Beyond the Radar

How You Can Achieve Financial Freedom


Quantum Wealth Summary




Here in New Zealand, the median household income is around $75,000. The vast majority of this comes from salary and wages.

In Australia and the US, household income is around 60% higher.

If we look at the distribution of wage and salary income in New Zealand, this appears quite close to a bell curve. The sort of normal distribution that occurs routinely across populations:


Source: IRD


Most people earn somewhere between $30,000 and $110,000. Though there is a significant tail of people who earn beyond that.

Australia — and particularly the US — see longer tails of much higher earners.

While salaries can run much higher, earnings from financial assets likely play a greater role there.

By definition, if you seek a lifestyle that enables you to afford somewhat above the average, you need to generate income over $80,000 per year. Then you need to keep this income apace with inflation.

For investors seeking this level of financial independence and beyond, the key questions are:

In essence, financial independence requires a ‘flywheel’. A source of kinetic energy that keeps running regardless. Financially speaking, a flow of money that is perpetual.

In the work I do, this means assembling a robust portfolio.

Let’s take a look at how this can be done…


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